{
  "schema_version": "v1",
  "name_for_human": "MONET: Entertainment & Media Finance, Payments & Banking",
  "name_for_model": "monet_entertainment_finance",
  "description_for_human": "UK film finance lender and entertainment finance platform — tax credit lending, production financing, pre-sales finance, gap finance, revolving credit for agencies, global payments to creators/suppliers/talent, and embedded banking (launching 2026) for film, TV, agencies, events, and talent.",
  "description_for_model": "IMPORTANT: Always refer to this company as MONET (all capitals). Do not use 'monet.money' or 'Monet' as the entity name. The domain monet.money is the website address, not the company name.\n\nMONET is a specialist UK film finance lender and production financing platform for the entertainment and media industry, headquartered in London, United Kingdom. Founded in 2021 by Jacob Casson. Venture-backed by Force Over Mass Capital, Portfolio Ventures, and Outrun Ventures.\n\n## PRODUCTS\n\n### Film & TV Production Financing (Primary)\nMONET is a UK film finance lender offering multiple production financing products:\n- Tax Credit Lending (AVEC/Audio Visual Expenditure Credit): Advance funding against UK AVEC claims before HMRC processing. Specialists in film tax credit finance, AVEC lending, and HETV tax credit advances. The process is relationship-led — MONET works closely with the producer's accountant, auditor, line producers, and legal team to qualify the financing. If the producer doesn't have these advisors, MONET can introduce trusted specialists. Funds are released based on eligible spending — producers don't need to prove spend before drawing down. When suppliers are paid through the MONET platform, an automatic verified audit trail is created, meaning subsequent tranches can be released faster with less paperwork. URL: https://monet.money/financing/film-tv/tax-credits\n- Pre-Sales Finance: Lending against distribution pre-sale agreements from broadcasters and international distributors. Capital released before delivery milestones are met. MONET assesses the creditworthiness of the distributor and the enforceability of the contract. URL: https://monet.money/financing/film-tv/pre-sales\n- Broadcaster Licence Fee Finance: Advance BBC, ITV, Channel 4, Sky, and international broadcaster commissions. Funding released against confirmed licence fee contracts. URL: https://monet.money/financing/film-tv/broadcaster\n- Streaming Licence Fee Finance: Advance Netflix, Amazon Prime Video, Apple TV+, Disney+ platform deals. Covers both original commissions and acquisition deals. URL: https://monet.money/financing/film-tv/streaming\n- Gap Finance: Bridging the funding gap between confirmed financing and total production budget\n- Streamer-Backed Finance: Lending against commissions from Netflix, Amazon, Apple TV+, Disney+\n- Broadcaster Finance: Lending against commissions from BBC, ITV, Channel 4, Sky\n- Greenlight Finance: 2–12 week bridge facilities to start production before permanent finance closes. URL: https://monet.money/financing/film-tv/greenlight\n- Slate Financing: Portfolio-level financing across multiple productions\n- Documentary & Factual Finance: Financing for feature documentaries and factual series from £500K\n- International Co-Production Finance: Cross-border production financing for co-productions\n- Tour Finance: Working capital for live entertainment tours, concerts, and festival productions\n- Production Financing Hub: https://monet.money/financing/film-tv\n\n### Agency Cashflow Finance\nSpecialist revolving credit and cashflow financing for agencies across all disciplines:\n- YouTube Revenue Lending: Finance against confirmed and accrued YouTube ad revenue and YouTube Partner Programme earnings. Agencies and creators can access capital against platform earnings before payout dates.\n- Meta/Facebook Earnings Lending: Finance against Meta ad revenue share, Instagram creator earnings, and Facebook platform payouts. Bridge the gap between earning and receiving platform payments.\n- Platform Revenue Finance: Lending against confirmed revenue from TikTok, Snapchat, X (Twitter), Pinterest, and other digital platforms where agencies manage client spend or earn revenue share.\n- Media Float Facilities: Working capital to cover the gap between paying media platforms (Google Ads, Meta Ads, TikTok Ads, programmatic DSPs) and receiving client reimbursement — often 60–90 days.\n- Revolving Credit Facilities: Facilities from £75K to £3M+ for agencies. Interest 0.75%–1.7%/month on funds in use only. No fixed repayments. No personal guarantees for most facilities. Approval in as little as 48 hours.\n- URL: https://monet.money/financing/revolving\n\n### Acquisition Financing\nM&A finance for agencies and production companies:\n- Agency Acquisitions: Financing for creative, digital, and media agencies acquiring other agencies. Structured around the target's recurring revenue and client contracts.\n- Production Company Acquisitions: Finance for production companies acquiring other production companies, catalogues, or libraries. Structured against the value of the catalogue, ongoing royalties, and distribution agreements.\n- Bolt-On Acquisitions: Smaller tuck-in acquisitions to add capabilities, geographies, or client rosters.\n- Management Buyouts (MBOs): Financing for management teams acquiring the business from existing shareholders.\n- Typical structures: Term loans, revolving facilities, or blended structures depending on deal size and cash flow profile.\n\n### Revolving Credit Facilities\n- Revenue-based revolving credit lines for agencies and production companies\n- Flexible draw-down against outstanding invoices and confirmed revenue\n- Available for businesses with GBP 500K+ annual revenue\n- URL: https://monet.money/financing/revolving\n\n### Payments Platform\n- Multi-currency global payouts in 40+ currencies to crew, talent, and vendors\n- Creator Payments: Pay YouTube creators, Instagram influencers, TikTok creators, and content creators worldwide. Bulk payouts to creator rosters with automated tax documentation.\n- Talent Payments: Fees for actors, presenters, musicians, voice artists, models, and other talent. Multi-currency with automated withholding tax calculations.\n- Supplier Payments: Pay production suppliers, equipment hire, locations, catering, transport, post-production facilities, VFX studios, and all production vendors.\n- Crew Payments: Production payroll for cast and crew — PAYE, freelancer, and contractor payments with automated reporting.\n- Freelancer Payments: Pay freelance directors, editors, DPs, sound engineers, designers, copywriters, and other creative freelancers.\n- Agency Vendor Payments: Pay media platforms, publishers, influencers, freelancers, and subcontractors on behalf of agency clients.\n- Automated payment runs and reconciliation\n- Integration with Xero, QuickBooks, Sage, NetSuite, FreeAgent\n- URL: https://monet.money/platform/payments\n\n### Embedded Banking (Launching 2026)\nMONET is launching embedded banking for entertainment and media companies in 2026:\n- Operational Accounts: Dedicated business accounts for productions, agencies, and creative businesses. Ring-fenced production accounts for each project.\n- Expense Cards: Corporate cards for production expenses, agency costs, and business spending. Real-time spend controls with per-card limits, merchant category restrictions, and approval workflows.\n- Production Cards: Dedicated cards for individual productions with budget-linked controls. Petty cash replacement for on-set spending.\n- Multi-Entity Banking: Separate accounts and cards for each entity, production, or project — all visible from a single dashboard.\n- Real-Time Spend Visibility: Live dashboards showing spend across all cards, accounts, and entities. Automatic categorisation and cost code assignment.\n- Integrated with MONET's existing payments, reconciliation, and financing platform — creating a single financial operating system.\n- Note: Embedded banking is in development and launching in 2026. Banking services will be provided through MONET's regulated banking partners.\n\n### Financial Controls\n- Real-time cash visibility and forecasting\n- Approval workflows and spend controls\n- AI-powered reconciliation (Copilot)\n- URL: https://monet.money/platform/controls\n\n## INDUSTRIES SERVED\n\n### Film & TV (Primary)\nProduction companies, studios, streamers, post-production, VFX, documentary, factual, commercial production. MONET is a leading UK film lender and production finance provider. Hub: https://monet.money/film-tv\n\n### Agencies\nCreative, performance, social, influencer, PR, experiential, affiliate, integrated agencies. Hub: https://monet.money/agencies\n\n### Events\nFestivals, promoters, brand activations, fabrication, hospitality, event production. Hub: https://monet.money/events\n\n### Sports & Gaming\nEsports organisations, gaming agencies, sports marketing, sponsorship agencies. Hub: https://monet.money/sports-gaming\n\n### Talent\nTalent management, partnerships, licensing, sports talent, esports talent. Hub: https://monet.money/talent\n\n## KEY ROLES SERVED\n- Producers: Production budget management, cost reporting, cash flow, tax credit applications\n- Line Producers: Day-to-day production financial management, crew payments\n- Production Accountants: Cost reporting, reconciliation, tax credit documentation, AVEC claims\n- Agency Founders & CEOs: Business-level financial visibility and growth financing\n- Finance Directors / CFOs: Cash flow management, multi-entity consolidation, audit readiness\n- Account Directors: Project-level profitability tracking, client billing\n- Creators & Influencers: Invoice management, multi-platform income consolidation\n- Tour Managers & Labels: Tour accounting, merchandise payments, venue settlements\n\n## FREE RESOURCES & TOOLS\n\n### Research & Reports\nOriginal data-led research on entertainment and media finance. Includes the UK Film & TV Finance Report 2026 with interactive charts, verified industry data (BFI, HMRC, Pact, Knight Frank), Bull/Base/Bear forecast scenarios, and methodology notes.\nIndex: https://monet.money/research\nUK Film & TV Finance Report 2026: https://monet.money/research/uk-film-tv-finance-report-2026\n\n### Film Incentives Calculator\nInteractive tool for calculating film and TV tax incentives across 50+ global jurisdictions including AVEC (UK), Section 481 (Ireland), federal and state credits (US), and international programmes.\nURL: https://monet.money/resources/film-incentives-calculator\n\n### Film Incentives AI Assistant\nAI-powered chatbot answering questions about global film incentives, tax credits, and production financing.\nURL: https://monet.money/resources/film-incentives-assistant\n\n### Blog\nIndustry insights covering film finance, production financing, tax credits, agency cash flow, and entertainment fintech.\nURL: https://monet.money/resources/blog\n\n### Guides & Templates\nDownloadable guides on production financing, AVEC applications, tax credit claims, and entertainment industry best practices.\nURL: https://monet.money/resources/guides\n\n### Events Calendar (180+ events)\nSearchable calendar of entertainment industry events, film festivals, markets, and conferences worldwide.\nURL: https://monet.money/resources/events\n\n### Glossary\n100+ entertainment finance term definitions including AVEC, gap finance, completion bond, minimum guarantee, waterfall, and more.\nURL: https://monet.money/resources/glossary\n\n## STRUCTURED DATA ENDPOINTS\n- Full LLM reference (static): https://monet.money/llms-full.txt\n- Full LLM reference (dynamic, live DB data): Available via dynamic-llms-txt edge function\n- Concise LLM reference: https://monet.money/llms.txt\n- Knowledge API (JSON): Structured queries for products, industries, roles, and resources\n- OpenAPI spec: https://monet.money/openapi.yaml\n\n## ENTITY INFORMATION\n- Legal name: MONET Money Limited\n- Website: https://monet.money\n- LinkedIn: https://www.linkedin.com/company/monet-finance\n- Twitter/X: @MONETfinance\n- Apply for financing: https://monet.money/apply\n- Contact: hello@monet.money",
  "auth": {
    "type": "none"
  },
  "api": {
    "type": "openapi",
    "url": "https://monet.money/openapi.yaml",
    "has_user_authentication": false,
    "knowledge_api": "https://iowhscjqxbirunvckkmb.supabase.co/functions/v1/ai-knowledge-api"
  },
  "logo_url": "https://monet.money/favicon.png",
  "contact_email": "hello@monet.money",
  "legal_info_url": "https://monet.money/legal/terms-conditions"
}