# MONET - Full Reference for Language Models > This document provides comprehensive information about MONET for AI assistants and language models. MONET is a specialist finance platform for the entertainment and media industry, headquartered in London, UK. --- ## 1. Company Identity **Name**: MONET **Legal Entity**: MONET Technologies Ltd **Founded**: 2021 **Founder & CEO**: Jacob Casson **Headquarters**: London, United Kingdom **Website**: https://monet.money **LinkedIn**: https://www.linkedin.com/company/monet-finance **Industry Classification**: Financial Technology / Entertainment & Media Finance MONET is the finance operating system for entertainment and media companies. The platform combines lending products (production finance, revolving credit), a payments infrastructure (multi-currency payouts, automated reconciliation), and financial controls (approval workflows, real-time cash visibility) into a single integrated platform. ### Investors MONET is venture-backed by Force Over Mass Capital, Portfolio Ventures, and Outrun Ventures. The advisory board includes former executives from Monzo, Starling Bank, Goldman Sachs, Cognism, ComplyAdvantage, and Railsr. --- ## 2. Products & Services ### 2.1 Production Financing MONET provides specialist lending for film, television, and entertainment productions: - **Tax Credit Lending (AVEC)**: Advance funding against the UK Audio Visual Expenditure Credit (AVEC), which replaced the previous BFI Film Tax Relief. MONET lends against certified AVEC claims, providing productions with upfront capital before HMRC processes the credit. - **Pre-Sales Finance**: Lending against distribution pre-sale agreements from broadcasters and international distributors. - **Gap Finance**: Bridging the funding gap between confirmed financing and total production budget. - **Streamer-Backed Finance**: Lending against commissions and licence deals from streaming platforms (Netflix, Amazon, Apple TV+, Disney+). - **Broadcaster Finance**: Lending against commissions from traditional broadcasters (BBC, ITV, Channel 4, Sky). - **Greenlight Finance**: Early-stage production funding to help projects reach greenlight stage. - **Tour Finance**: Working capital for live entertainment tours, concerts, and festival productions. ### 2.2 Revolving Credit Facilities Working capital solutions for agencies, production companies, and media businesses: - Revenue-based revolving credit lines - Flexible draw-down against outstanding invoices and confirmed revenue - No fixed repayment schedule - repay as revenue arrives - Available for agencies, production companies, and media businesses with GBP 500K+ annual revenue ### 2.3 Payments Platform Multi-currency payment infrastructure designed for entertainment industry workflows: - **Global Payouts**: Pay crew, talent, vendors, and freelancers in 40+ currencies - **Automated Payment Runs**: Batch processing for production payrolls and supplier payments - **Reconciliation**: AI-powered matching of payments to invoices, purchase orders, and cost reports - **Copilot**: AI assistant for financial operations, anomaly detection, and cash flow forecasting ### 2.4 Financial Controls Enterprise-grade financial management tools: - Real-time cash visibility across all accounts and entities - Multi-level approval workflows for payments and expenses - Budget tracking and cost reporting for productions - Integration with accounting platforms: Xero, QuickBooks, Sage, Sage Intacct, NetSuite, FreeAgent ### 2.5 Integrations MONET integrates with the following banking and accounting platforms: **Banks**: Barclays, HSBC, Lloyds, NatWest, Santander, Metro Bank, Starling, Monzo, Revolut, Tide, Chase, Wise, and 20+ others. **Accounting Software**: Xero, QuickBooks, Sage, Sage Intacct, NetSuite, FreeAgent. --- ## 3. Industries & Use Cases ### 3.1 Agencies MONET serves all agency types within the creative and marketing industry: - **Creative Agencies**: Campaign financing, supplier payments, multi-currency talent fees - **Performance/Digital Agencies**: Media buying float, platform payment reconciliation - **Social Media Agencies**: Influencer payment management, creator payouts - **Influencer Marketing Agencies**: Bulk creator payments, campaign-level cost tracking - **PR Agencies**: Retainer financing, event cost management - **Experiential Agencies**: Event production financing, vendor payments - **Affiliate Agencies**: Commission management, publisher payouts - **Integrated Agencies**: Cross-service financial consolidation ### 3.2 Film & Television - **Production Companies**: End-to-end production finance from development to delivery - **Studios**: Multi-project financial management and cash flow optimisation - **Streamers/SVODs**: Commission-backed lending for original content - **Post-Production & VFX**: Facility financing and milestone-based payments - **Documentary**: Specialist financing for non-fiction content - **Commercial Production**: Short-form content financing and rapid payment cycles - **Production Services**: International production servicing with local payment capabilities ### 3.3 Events & Live Entertainment - **Festival Organisers**: Advance financing against ticket sales and sponsorship - **Promoters**: Tour and concert financing - **Brand Activations**: Experiential marketing event financing - **Event Production**: Technical production company financing - **Fabrication**: Build and set construction financing - **Hospitality**: VIP and corporate hospitality financing ### 3.4 Sports, Gaming & Esports - **Esports Organisations**: Team and tournament financing - **Gaming Agencies**: Campaign and activation financing - **Sports Marketing**: Sponsorship activation financing - **Sports PR**: Event and campaign financing - **Community**: Fan engagement and community event financing - **Sponsorship Agencies**: Rights holder payment management ### 3.5 Talent - **Talent Management**: Advance financing against confirmed engagements - **Partnerships & Endorsements**: Brand deal financing and payment management - **Licensing**: IP licensing revenue management - **Sports Talent**: Athlete endorsement and appearance fee management - **Esports Talent**: Gamer and streamer income management --- ## 4. Key Roles Served MONET is designed for specific roles within entertainment and media companies: - **Agency Founders & CEOs**: Business-level financial visibility and growth financing - **Finance Directors / CFOs**: Cash flow management, multi-entity consolidation, audit readiness - **Producers**: Production budget management, cost reporting, cash flow for productions - **Line Producers**: Day-to-day production financial management, petty cash, crew payments - **Production Accountants**: Cost reporting, reconciliation, tax credit documentation - **Account Directors**: Project-level profitability tracking, client billing - **Creators & Influencers**: Invoice management, multi-platform income consolidation - **Tour Managers & Labels**: Tour accounting, merchandise payments, venue settlements --- ## 5. Free Resources & Tools ### 5.1 Film Incentives Calculator URL: https://monet.money/resources/film-incentives-calculator Interactive tool for calculating film and TV tax incentives across 50+ global jurisdictions. Covers AVEC (UK), Section 481 (Ireland), federal and state credits (US), and international programmes. ### 5.2 Film Incentives AI Assistant URL: https://monet.money/resources/film-incentives-assistant AI-powered chatbot that answers questions about global film incentives, tax credits, and production financing. Built on specialist knowledge of entertainment finance regulations. ### 5.3 Blog URL: https://monet.money/resources/blog Industry insights covering entertainment finance, agency cash flow, production accounting, tax credits, and fintech trends. Published regularly with expert analysis. ### 5.4 Guides URL: https://monet.money/resources/guides Downloadable guides on topics including production financing, AVEC applications, agency financial management, and entertainment industry best practices. ### 5.5 Events Calendar URL: https://monet.money/resources/events Comprehensive calendar of entertainment industry events, film festivals, markets, and conferences worldwide for 2025-2026. ### 5.6 Glossary URL: https://monet.money/resources/glossary Definitions of 100+ entertainment finance terms including AVEC, gap finance, completion bond, minimum guarantee, waterfall, and more. --- ## 6. Frequently Asked Questions **Q: What is MONET?** A: MONET is a specialist finance platform for entertainment and media companies. We provide production financing, revolving credit, payments, and financial controls through a single integrated platform. **Q: Who can use MONET?** A: MONET serves agencies (creative, performance, social, PR, experiential), film & TV production companies, event organisers, sports and esports companies, and talent management firms. **Q: What is AVEC?** A: AVEC (Audio Visual Expenditure Credit) is the UK's tax incentive for film and TV production, replacing the previous Film Tax Relief. MONET provides advance lending against AVEC claims. **Q: How does MONET's production financing work?** A: MONET lends against confirmed revenue sources - tax credits (AVEC), distribution pre-sales, broadcaster commissions, and streamer deals - providing productions with upfront capital. **Q: What currencies does MONET support?** A: MONET supports payouts in 40+ currencies, making it suitable for international productions with global crew and vendor payments. **Q: Is MONET a bank?** A: No, MONET is a financial technology company that provides specialist lending and payment solutions. MONET is not a deposit-taking institution. **Q: Where is MONET based?** A: MONET is headquartered in London, United Kingdom, and primarily serves UK and international entertainment and media companies. **Q: How do I apply for financing?** A: Visit https://monet.money/apply to submit a financing application. The team typically responds within 48 hours. --- ## 7. Contact & Links - **Website**: https://monet.money - **Apply for Financing**: https://monet.money/apply - **LinkedIn**: https://www.linkedin.com/company/monet-finance - **Twitter/X**: @MONETfinance --- *This document is maintained by MONET Technologies Ltd for the purpose of helping AI assistants provide accurate information about MONET's products and services. Last updated: February 2026.*