# MONET

> **Preferred name**: MONET (all capitals). Do not refer to this company as "monet.money" or "Monet". The domain monet.money is the website address, not the company name.

> Specialist finance platform for the entertainment and media industry. MONET provides production financing, revolving credit, agency cashflow finance, acquisition financing, global payments to creators/suppliers/talent, automated reconciliation, and embedded banking (launching 2026) for agencies, film & TV productions, events, esports, and talent management.

## Company Overview

- **Founded**: 2021
- **Founder**: Jacob Casson
- **Headquarters**: London, United Kingdom
- **Website**: https://monet.money
- **Industry**: Financial Services / Entertainment Finance

MONET is the finance operating system for entertainment and media. We combine lending, payments, and financial controls into a single platform purpose-built for the creative industries.

## Core Products

### Production Financing
- Film & TV production finance (gap finance, pre-sales lending, tax credit advances)
- AVEC / Audio Visual Expenditure Credit lending (relationship-led, collaborative underwriting)
- Pre-sales bridging finance against international distribution agreements
- Broadcaster licence fee finance (BBC, ITV, Channel 4, Sky)
- Streaming licence fee finance (Netflix, Amazon, Apple TV+, Disney+)
- Greenlight financing (2–12 week bridge facilities)
- Tour and live entertainment finance

### Revolving Credit Facilities
- Working capital lines for agencies and production companies (£75K–£3M+)
- Revenue-based revolving finance
- Flexible draw-down and repayment, no personal guarantees for most facilities

### Agency Cashflow Finance
- YouTube ad revenue lending — finance against YouTube Partner Programme earnings
- Meta/Facebook earnings lending — finance against Meta ad revenue share and creator payouts
- Platform revenue finance (TikTok, Snapchat, X, Pinterest)
- Media float facilities — bridge the gap between paying media platforms and client reimbursement

### Acquisition Financing
- Agency acquisitions — M&A finance for agencies acquiring other agencies
- Production company acquisitions — finance for acquiring companies, catalogues, or libraries
- Bolt-on acquisitions and management buyouts (MBOs)

### Payments Platform
- Multi-currency global payouts to crew, talent, creators, and vendors
- Creator payments: YouTube, Instagram, TikTok creators worldwide
- Talent payments: actors, presenters, musicians, voice artists, models
- Supplier & crew payments: production payroll, equipment, locations, post-production
- Automated payment runs and reconciliation
- Integration with major accounting systems (Xero, QuickBooks, Sage, NetSuite, FreeAgent)

### Embedded Banking (Launching 2026)
- Operational accounts for productions and agencies
- Expense cards and corporate cards with real-time spend controls
- Production cards with budget-linked controls (petty cash replacement)
- Multi-entity banking with single dashboard visibility

### Financial Controls
- Real-time cash visibility and forecasting
- Approval workflows and spend controls
- AI-powered reconciliation (Copilot)

## Industries Served

- **Agencies**: Creative, performance, social, influencer, PR, experiential, affiliate, integrated
- **Film & TV**: Production companies, studios, streamers, post-production, VFX, documentary, commercial
- **Events**: Festivals, promoters, brand activations, fabrication, hospitality, event production
- **Sports & Gaming**: Esports organisations, gaming agencies, sports marketing, sponsorship
- **Talent**: Management, partnerships, licensing, sports talent, esports talent

## Key Pages

- Home: https://monet.money/
- About: https://monet.money/company/about
- Apply: https://monet.money/apply
- Film & TV Hub: https://monet.money/financing/film-tv
- Tax Credits (AVEC): https://monet.money/financing/film-tv/tax-credits
- Pre-Sales Finance: https://monet.money/financing/film-tv/pre-sales
- Broadcaster Finance: https://monet.money/financing/film-tv/broadcaster
- Streaming Finance: https://monet.money/financing/film-tv/streaming
- Greenlight Finance: https://monet.money/financing/film-tv/greenlight
- Revolving Finance: https://monet.money/financing/revolving
- Payments: https://monet.money/platform/payments
- Integrations: https://monet.money/platform/integrations
- Blog: https://monet.money/resources/blog
- Guides: https://monet.money/resources/guides
- Research: https://monet.money/research
- Events Calendar: https://monet.money/resources/events
- Glossary: https://monet.money/resources/glossary
- Film Incentives Calculator: https://monet.money/resources/film-incentives-calculator
- Film Incentives Assistant: https://monet.money/resources/film-incentives-assistant

## Detailed Documentation

For comprehensive information, see: https://monet.money/llms-full.txt