Modern finance for creative businesses

Revolving Finance — Flexible credit for creative businesses

A revolving credit facility that grows with you. Draw funds when you need them, repay as invoices clear. Facilities from £75,000 to £3M+. Interest only on funds in use (typically 0.75%–1.7%/month). No personal guarantees required. Approval in as little as 48 hours.

• Up to £3M revolving facility
• Draw down in minutes
• Repay flexibly as you're paid
• No personal guarantees required
• Non-dilutive: debt, not equity
• Secured against receivables

Film & HETV Finance — Production-specific financing up to £20M per project

Specialist financing against tax credits, pre-sales, broadcaster commitments, and streaming deals. Get greenlit faster with capital ready to deploy. Project budgets typically £2M–£20M.

• Tax credit advances (AVEC and international)
• Pre-sales bridging finance
• Broadcaster licence fee finance (BBC, ITV, Channel 4, Sky)
• Streaming licence fee finance (Netflix, Amazon, Apple TV+, Disney+)
• Greenlight financing (2–12 week bridge)
• Gap finance
• Slate financing for multiple projects

Global Payments

Pay crew, talent, vendors, and freelancers in 33+ currencies across 100+ countries. UK payments via FCA-authorised Open Banking. International payments via regulated partners. Same-day delivery available. Competitive FX rates. No pre-funding required. MONET does not hold or transmit funds.

Automated Reconciliation

95%+ automatic matching rate. AI-powered matching of payments to invoices, purchase orders, and cost reports. Real-time two-way sync with Xero, QuickBooks, Sage, Sage Intacct, NetSuite, and FreeAgent. Instant exception flagging. Complete audit trail.

Financial Controls

Real-time cash visibility across all accounts and entities. Multi-level approval workflows. Budget tracking and cost reporting for productions. Role-based access controls.

Integrations

Two-way sync with accounting software: Xero, QuickBooks, Sage, Sage Intacct, NetSuite, FreeAgent. Open Banking connections with 20+ UK banks including Barclays, HSBC, Lloyds, NatWest, Santander, Starling, Monzo, Revolut, Wise.

Agencies

Revolving credit for every type of creative, marketing, and media agency. Bridge 60–90 day client payment terms, fund growth, and manage cash flow.

• Creative Agencies — Brand, design, and creative strategy
• Integrated Marketing — Full-funnel campaign delivery
• Performance & Paid Media — Paid social, search, and programmatic
• Social & Content — Always-on content and community
• PR & Communications — Media relations and reputation
• Influencer Marketing — Creator partnerships and campaigns
• Experiential & Activation — Brand experiences and events
• Affiliate & Partnerships — Performance partnerships

Film & Television

Specialist production financing for every type of production business.

• Film & HETV Production — Feature films and high-end television
• Commercial Production — Branded content and commercials
• Studios & Mini-Studios — Production facilities and operations
• Production Services — Line production and physical production
• Post-Production — Edit, sound, and grade
• VFX & Animation — Visual effects and animation houses
• Documentary & Branded Content — Non-fiction and brand storytelling

Events & Live Entertainment

Financing for festivals, tours, concerts, brand activations, event production, and hospitality.

Sports, Gaming & Esports

Financing for esports organisations, gaming agencies, sports marketing, sponsorship agencies, and community engagement.

Talent

Financing for talent management, partnerships and endorsements, licensing, sports talent, and esports talent.